If you are lucky enough to be reading this before the year 2020, great, we have some planning to do. If you are reading this post 2020, then you have 2020 hindsight, as the saying goes, and you can use these principles for 1, 3, 5 years out... etc. The goal and purpose is to assist you with living in prepare, rather then in repair. If we work together we can live in preparation of the life we want to live, which is a better choice then repairing how we used to live.